Financing
Bridge Capital with Early Prepay
Short-term capital that rewards you for paying it off early.
Overview
Bridge capital provides fast, short-term funding to cover a timing gap — an acquisition, a large order, a property transaction, or a seasonal push — while a longer-term source of capital is arranged. Kapstone structures bridge facilities with an early prepayment discount: rather than penalizing early repayment, the payoff amount steps down the sooner you retire the balance. That aligns the cost of capital with how quickly your business converts the opportunity into cash.
Common uses
- Acquisition timing
- Real estate transactions
- Large purchase orders
- Seasonal ramp-up
- Interim financing
How the process works
- 01
Tell us about your business
Complete a short application and provide basic information about your company and financing goals.
- 02
Review available options
Our team evaluates your request and identifies financing structures that may fit your business.
- 03
Move forward
Review your options with an advisor, complete underwriting, and proceed with the structure that works best for your business.
Early prepay calculator
The sooner you repay, the less you pay back.
A Kapstone bridge facility is structured with an early prepayment discount. Move the payoff timing to see how the total payback steps down when you retire the balance early.
Payoff by tier
Estimated payoff on day 60
$276,667
- Full-term payoff (day 180)
- $300,000
- Early prepayment savings
- $23,333
- Effective discount
- 7.8%
Illustrative example only. The payback factor, tiers, and discount are set in your facility agreement and depend on qualification and underwriting. This is not an offer or commitment to lend, and Kapstone does not guarantee approval, amounts, or terms.
Get started
Request bridge capital.
Share a few details about your opportunity and timeline. An advisor will follow up to discuss structure, pricing, and how an early prepayment discount could work for you.
Explore other financing
Financing availability, amounts, rates, and terms are subject to qualification, underwriting, and lender approval. Kapstone Finance does not guarantee approval, rates, or funding.
Let’s talk about what’s next for your business.
Tell us what you’re looking to accomplish and our team can help you evaluate available financing options.